Tools & Resources

PEARLS
Methodology

a standardized and
comprehensive tool to
measure the financial health
of credit unions
a standardized and
comprehensive tool to
measure the financial health
of credit unions

Agricultural
Lending Tool

a toolbox enabling
financial institutions to
viably lend to smallholder
farmers
a toolbox enabling
financial institutions to
viably lend to smallholder
farmers

Financial
Literacy Tool

WOCCU’s financial education
curriculum on 3 key concepts: 
Budget, Savings & Credit
WOCCU’s financial education
curriculum on 3 key concepts: 
Budget, Savings & Credit

Model
Credit Union
Building

MCUB -
launch new credit unions,
strengthen existing CUs,
and help those ready to expand
MCUB -
launch new credit unions,
strengthen existing CUs,
and help those ready to expand

Gender Investing
Framework and Toolkit
(GIFT)

GIFT is a practical conceptual framework with a set of tools that credit unions can adapt for their own purposes to address gender disparities within their portfolio and improve the representation of women

GIFT is a practical conceptual framework with a set of tools that credit unions can adapt for their own purposes to address gender disparities within their portfolio and improve the representation of women

Field Officer
Banking Tool

making access to
financial services for individuals
in rural areas
economically viable
making access to
financial services for individuals
in rural areas
economically viable